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How Eliminating Your Debt Will Allow You To Have A Great Retirement And A Brighter Future

About 11% of these households have declared bankruptcy at some point. Some analysts have questioned whether these individuals will have sufficient retirement funds to retire. The fact that Americans have debt is no surprise: Americans use credit cards to finance our purchases (big and small). We use car loans to pay for our vehicles, we [...]

Will New IVA and Debt Standards Work?

At last, IVA (Individual Voluntary Arrangements) and Debt companies have agreed new industry standards to help people resolve their debt problems. IVA companies and the British Bankers’ Association have finally agreed a set of industry standards which cover debt information, debt documentation, advertising and IVA advice. I think it’s been far too long coming especially [...]

Debt Settlenent – Helpful or Harmful?

Debt settlement is a forceful method used to negotiate and reduce debts. This is generally done in cases where the borrower is facing extreme financial difficulties leading to situations like bankruptcy. A debt settlement firm helps the borrower negotiate with creditors to settle the debt for a lower amount than the borrowed amount and pays [...]

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