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Where Do You Land on the Credit Score Scale? Find Out For Free

With the right resources, you can check your credit score online for free. In the past, the only way to check your score was to either pay for it or to get denied for credit. Neither of those were really great options, but you can find a couple of different places online to see your [...]

Credit Card Debt Problems – Finally! New Laws For Lenders!

Since 2007, legislators in Congress have attempted to pass strong credit card laws regulating interest rate changes and other aspects of consumer credit.   Repeatedly, the efforts have been blocked by the powerful bank lobby.  These banks are one of the leading contributors to campaign chests and their lobbyists have a heavy influence (and easy access) [...]

How to Increase Credit Score – Four Strategies to Insure Success

Some experts say that the depressed housing market makes this an excellent time to purchase a house. You agree and decide to apply for a mortgage. However, your credit score is 649 and the lender requires a score of at least 650. What do you do? At this point, you ask, "How to increase credit [...]

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