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Reading Your Credit Report Properly

R1s, inquiries, charge-offs. What do these terms mean, and what do they have to do with knowing how to read a credit report? Well, in this article we help you understand a very this important document. If you’ve followed our articles so far, it means you’ve decided to get your free credit report, and are [...]

Remove Late Payment From Your Credit Report

Late payments are not created equal; a 30 or 60 day late pay will not damage your score much, and can often be removed. However a 90 day or 120 day will cause significant damage to your score. This mark can be deleted by the lender as a way to keep your business and keep [...]

Clean Up Your Credit Report With These Strategies

Do you want to take advantage of the slow housing market to get a great price on your first or a bigger home? Are you trying to buy a new car – maybe one that gets better gas mileage than your SUV? Do you want to go back to school and need to borrow money? [...]

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