Debt Views

First of all we need to be clear about what is meant by unsecured debt. Most loans and debts will fall into one of two categories, secured or unsecured. A secured loan is secured against some asset you own, usually your home. What it means is that if you default on the loan, you can [...]

One thing to remember, as you speak to a representative, they are taking notes and these notes go into your account information permanently. Keep your story simple and straightforward. Don’t lose your temper or swear with a rep. Once you call, ask for the customer service department. When the agent gets on the phone, ask [...]

Credit card debt consolidation simply means the merging of all of your credit cards and store cards onto one new card. Why would you want to do this and what are the benefits? By approaching a credit card consolidation service or company, they will provide a new, single credit card that will be lower in [...]