Debt Views

Since 2007, legislators in Congress have attempted to pass strong credit card laws regulating interest rate changes and other aspects of consumer credit.   Repeatedly, the efforts have been blocked by the powerful bank lobby.  These banks are one of the leading contributors to campaign chests and their lobbyists have a heavy influence (and easy access) [...]

Some experts say that the depressed housing market makes this an excellent time to purchase a house. You agree and decide to apply for a mortgage. However, your credit score is 649 and the lender requires a score of at least 650. What do you do? At this point, you ask, "How to increase credit [...]