Debt Views

Do you want to take advantage of the slow housing market to get a great price on your first or a bigger home? Are you trying to buy a new car – maybe one that gets better gas mileage than your SUV? Do you want to go back to school and need to borrow money? [...]

Your credit score is calculated by using mathematical formulas that analyze your creditworthiness. The formulas consider the amount and types of debt you owe and then analyze and compare your repayment history with thousands of other consumers to determine your credit score. Credit scores are designed to measure the risk of default by taking into [...]

Every credit card comes with a big responsibility. Most American consumers follow a trend of spending more than what they earn, which results to being sunk in credit card debt. It must be noted that a credit card interest can be relatively high, and since spending is already a habit, you are more likely to [...]