Debt Views

The revolution of credit card usages enable us to use the card virtually everywhere from gas station to the grocery store to even the fast food outlets down the street. It has made our life much more convenient, but it has also caused debt burden to many card holders who fail to manage their credit [...]

A debt consolidation loan is much like any other loan you would get. The interest rate and the terms of the loan are closely tied to your credit score and your credit report. There are no down payments to make, so your interest rate is more closely tied to your situation that it could be [...]

Late payments are not created equal; a 30 or 60 day late pay will not damage your score much, and can often be removed. However a 90 day or 120 day will cause significant damage to your score. This mark can be deleted by the lender as a way to keep your business and keep [...]