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What Exactly is Debt Settlement?

Debt settlement is when you negotiate with your creditors to pay your debts off, at a lower percentage than what you owe. Usually people who are in a good amount of debt will get help from a debt settlement company. It is possible to try and get out of debt on your own, but sometimes [...]

Should I Consolidate My Debts?

If you have multiple debts that you are struggling to deal with, you may have considered debt consolidation as one option. Debt consolidation is a good way of potentially reducing your monthly payments and simplifying your finances. But as with any debt solution, it comes with its downsides – and it’s always worth speaking to [...]

Is a Risk Free Investment a Fantasy?

Most financial consultants and advisors will tell you that a risk free investment strategy does not exist. Well I am a financial consultant and I am going to show you that it does exist. Most homeowners do not think of their house as a risk free investment because it takes 30 years to pay it [...]

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