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Plan Your Credit Card Payment Schedule

If you hold more than one credit cards, you will want to do some planning first before sending in your money. Planning ahead will help you manage your budget and expenses more efficiently and avoid unnecessary cash crunch. The first step is to review your monthly billing schedule. Here are a few important things you [...]

Credit Cards For Bad Credit – What Are My Options?

What is bad credit?  Well, there are many factors that can cause someone to have bad credit.  If you have been over 30 days late on loan, credit card,  or mortgage payments, if you have unpaid medical bills, or if you have legal judgments against you such as child support or other lawsuits, you may [...]

Considering Your Credit Rating

When you apply for a credit card or any other form of loan, the lender checks your credit rating and assigns you a credit score before granting the card or loan. If you have no previous credit history (no mortgage, other credit cards, or loans), have county court judgments (CCJs) against you, are in arrears [...]

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