Debt Views

Unfortunately your credit rating plays a huge part in your financial future, and this is bad news for many people these days because many have seen their credit rating fall as a result of financial difficulties stemming from rising living costs and the global credit crunch. With petrol, food, energy, and other living costs soaring [...]

Millions of Americans have credit reports that reflect a less than ideal credit history. If you fall into this category, you’ll soon find that the cost of poor credit can penetrate deeply into your life. You may not be able to qualify for a small personal loan, secured credit card or computer loan. And it [...]

Perhaps the first thing to be said is that a prepaid credit card is something of a misnomer. If something has been prepaid, then it is not strictly speaking, of course, a “credit” transaction. But the name has caught on because prepaid “credit” cards can be used – for most intents and purposes – just [...]