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Using an Individual Taxpayer Number (ITIN) To Build Credit

What is an ITIN? An ITIN is assigned by the Internal Revenue Service (IRS) to individuals who are not eligible for a Social Security Number (SSN) but have earned taxable income. You can apply for an ITIN when filing taxes or when opening a savings account in the United States. ITINs are nine digit numbers, [...]

I Want to Reduce My Credit Card Debt

If you are thinking I want to reduce my credit card debt then it is time to find a great debt reducing company to get you started. There are so many debt counseling, debt consolidating, and debt negotiating companies out there it can be hard to choose. Not all debt reducing companies are created equal. [...]

Banks Can Take Your Money Without Asking – How a Right of Offset Works

The collection of debt is a stressful event. Phone calls, nasty letters and constant threats of legal action are often enough to drive you crazy. Creditors have a trick up their sleeve that most people don’t know about, and when it happens it’s even more disastrous then an irritating bill collector phone call. The person [...]

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