Debt Views

Bad debt is often like a ball and chain around your leg which can drag you down. Keeping in mind there is a difference between good debt and bad debt. Bad debt is something that you borrow to acquisition goods that will depreciate in value or non tax deductible, that is a car, holiday and [...]

It’s probable that you already have so much debt you need to stop making more debt! Sounds easy, correct? But the same things and temptations that got you into debt are probably still there. Make sure you get rid of all your credit cards maybe saving one for emergencies, the temptation to spend will be [...]

I’ve talked to people who didn’t believe that the credit card companies would actually settle for less than they were owed. But the fact is that if you haven’t paid your bill in a few months, it is likely that they will offer you a settlement without you doing anything. If your debt is no [...]