Debt Views

If you’re a fan of credit cards like I am, I’m sure you’re aware that there are so many credit cards on the market. From saving on gas to saving on groceries at your local grocery store, you can really save a lot of money, that’s if you use your credit card properly. What a [...]

There has been a recent move to force credit card companies to review and rewrite some of their more controversial practices. Right now, consumers are complaining that they are at the mercy of the industry’s whims. Interest rates change frequently and, sometimes, without any good reason. The companies argue that their own circumstances – with [...]

Universal default – two words that should strike fear into the heart of any credit card holder. What is it? Why is it so terrible? And does your credit card participate in universal default? Universal default is a clause in many credit card agreements which states that if the card holder defaults on payments – [...]