Debt Views

Most people have, at one time or another, missed a payment on their credit card. Usually, it’s because of an oversight or a mix up over the payment due date, or sometimes it’s because of a temporary cash flow problem. Whatever the reason for paying late, millions of us have done it, some more regularly [...]

Way back in the early days of credit cards, around 50 years or so ago, the proposition they offered was pretty simple: pay by card, and either clear the balance in full each month or pay interest on the debt you accumulate. There would be little or nothing in the way of added benefits or [...]

The basic premise behind a credit card is simple: you use the plastic to pay for goods either in person or online, and then you either clear the debt within a month or you begin to be charged interest on it. As anyone who’s spent any time at all comparing credit cards will be able [...]