Debt Views

As more people turn to debt consolidation and credit counseling services, some are skeptical about the real value of debt consolidation. Many of these services promise lower interest rates, constructive plans, projected schedules, and light at the end of the tunnel. However, depending on how long that tunnel is, these promises may not be true. [...]

Rewards credit cards are potentially a very valuable addition to your personal finance spending habits, allowing you as they do the chance to build up points as you use the card, which can eventually be redeemed against the cost of a range of goods or services. Make no mistake though, these cards exist only to [...]

Even just a generation ago, there was a markedly different attitude to credit cards among the majority of people. They were seen as somewhat unnecessary, mildly exotic, and definitely quite dangerous. In many people’s minds, they were merely a fast track to debt problems or even financial ruin. The last two decades have seen a [...]